Marine hull insurance
Owning your own watercraft requires not only maintenance but also protection against different unexpected occurrences. This insurance covers ships (boats, motorboats, yachts), as well as their equipment, inventory, personal belongings, and other assets. We can also insure the civil liability of the captain and the crew and other members of the crew.
Boat insurancefor quiet rest and adventure
Active leisure or relaxed cruising – there are many enjoyable activities on the water that can be disrupted by unexpected events. Even a boat or yacht left safely on land can become a target of thieves. With marine hull insurance, your valuable assets will be protected.
We will cover unexpected financial losses
In the event of a force of nature or theft, we will arrange compensation for the damage to your property.
We will cover everyone on board
We also can insure the civil liability of both the vehicle’s operator and its crew.
We will adapt to your needs
Choose the insurance coverage that suits you best: you can choose Option A or Option B.
Price of marine hull insurance and personalised offer for you
What may be covered by marine hull insurance?
Option A
If you choose Option A, in case of occurrence of an unforeseen event, we will cover you against the following risks:
- accidents to the watercraft or the vehicle carrying it;
- fire, explosion, lightning strike;
- force majeure;
- theft, burglary;
- illegal acts by third parties.
What may be covered by marine hull insurance?
If you choose Option A, in case of occurrence of an unforeseen event, we will cover you against the following risks:
- accidents to the watercraft or the vehicle carrying it;
- fire, explosion, lightning strike;
- force majeure;
- theft, burglary;
- illegal acts by third parties.
What may be covered by marine hull insurance?
Option B
If you choose Option B, in the event of an unforeseen event, we will cover you against the following risks:
- fire, explosion, lightning strike;
- all thefts of water vehicles.
What may be covered by marine hull insurance?
If you choose Option B, in the event of an unforeseen event, we will cover you against the following risks:
- fire, explosion, lightning strike;
- all thefts of water vehicles.
Why to choose ERGO insurance?
We will take your needs into account based on our many years of experience and claim handling.
You have a freedom to choose from a wider range of different coverage options.
We provide the insurance for your boat, yacht, and other water transport, tailored to your needs in the coverage territory.
Frequently asked questions about marine hull insurance
Marine motor hull insurance contract can be concluded by the owner of the watercraft.
You can choose between two coverage options, namely, option A and option B. In addition, we can cover the civil liability of the operator of the watercraft and the passengers of the watercraft.
Third party liability insurance covers damages if people are injured or killed while using the watercraft specified in the contract, as well as if items inside are damaged or destroyed.
The insurance coverage territory is specified in the insurance contract, after evaluating the information sent to us in the enquiry.
The first step is to take all possible measures to prevent or minimise potential damage. If so required by law, report the event to the responsible authority (police, fire brigade) and the port authority. Inform us as soon as possible (within 5 days).
In case of occurrence of an insured event resulting in damage to the boat, the boat owner receives the insurance benefit. If an insured incident also covers the civil liability of the boat owner, the benefit is paid to the injured third party.
