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Personal health insurance

There is nothing more precious than good health. To prevent unexpected illness, toothache, seasonal illness or accidents from wasting your energy and finances unnecessarily, choose ERGO health insurance.

Comprehensive insurance coverage
Reliable insurance partner

Health insurance for private individuals

Personal health insurance will give you the opportunity to be treated in the health care facilities of your choice, purchase medicines, visit a dentist, use rehabilitation services without thinking much about the costs, because they will be covered by us.

If you are insured by your employer, you are covered by the terms and conditions of employee health insurance.

Professional customer service

We take care of you, so you can always easily reach us by calling the short telephone number 1887.
 

Quick claim settlement

With our mobile app, you can quickly and conveniently fill out a claim for compensation.

Possibility to choose

You will be able to choose the scope of insurance coverage according to your needs.

Professional customer service

We take care of you, so you can always easily reach us by calling the short telephone number 1887.
 

Quick claim settlement

With our mobile app, you can quickly and conveniently fill out a claim for compensation.

Possibility to choose

You will be able to choose the scope of insurance coverage according to your needs.

What can we insure against?

All insured events.

In the event of health problems, the personal health insurance will reimburse the following services, depending on the chosen insurance coverage:

  • outpatient treatment;
  • day surgery;
  • inpatient treatment;
  • treatment of serious diseases;
  • rehabilitation treatment following in-patient treatment of an injury;
  • dental treatment, oral hygiene;
  • preventive health examination and vaccination.

What can we insure against?

Why to choose ERGO insurance?

You will be able to choose the desired public or private treatment facility, physician-specialist and, if necessary, quickly receive high-quality services.

Every day will be filled with the satisfaction of knowing that you and your loved ones have been well cared for.

We all know that a sudden illness does not wait. Treatment will be provided to you as quickly as possible.

Insurance coverage for inpatient treatment and treatment of serious diseases will also apply to you in Latvia and Estonia.

You will be able to choose the desired public or private treatment facility, physician-specialist and, if necessary, quickly receive high-quality services.

Every day will be filled with the satisfaction of knowing that you and your loved ones have been well cared for.

We all know that a sudden illness does not wait. Treatment will be provided to you as quickly as possible.

Insurance coverage for inpatient treatment and treatment of serious diseases will also apply to you in Latvia and Estonia.

How to use personal health insurance and receive a compensation?

A large part of treatment services is paid for by the State (doctor’s consultations, tests). 

If you need urgent assistance and you cannot wait for the services provided by the State, you can contact any private medical institution, pay for the services with your own funds and apply for a compensation from ERGO.
 

ERGO mobile health app

The ERGO mobile app is the easiest and fastest way to apply for reimbursement of health insurance costs. 

In the mobile app, you may:

  • make a claim for reimbursement of expenses;
  • check the limits of the sums insured under health insurance.

Frequently asked questions about personal health insurance

Terms and Conditions of Personal Health Insurance