Insurance against cancer and other critical illnesses

Comprehensive insurance coverage

Insured children of the insured person

Critical illness insurance

The number of cancer cases worldwide is increasing every year and may become the leading cause of death in the future. But it’s still a topic we avoid talking about. We want to change this attitude, so we have created cancer insurance with extra coverage. Critical illness insurance may provide more treatment options and cover day-to-day expenses.

If you already have an ERGO life insurance contract with selected critical illness coverage, you are also covered against certain types of cancer. However, ERGO cancer insurance will provide much broader coverage, and in the event of an insured event, it will ensure a benefit regardless of other available insurance coverages. We invite you to discuss how we can ensure your financial security

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Insurance options

Option A – 1 critical illness

Cancer

Insurance options

Cancer

Cancer
Myocardial infarction
Cerebral infarction or stroke
Multiple sclerosis

Cancer
Myocardial infarction
Cerebral infarction or stroke
Multiple sclerosis
Coronary artery bypass surgery
Cardiac valve surgery etc.

The full list of all diseases is here

Cancer
Chronic kidney failure
Transplantation of internal organs, tissue complex, bone marrow
Complete loss of vision (blindness)
Deafness, etc.

The full list of all diseases is here

Why to choose ERGO insurance?

We understand that the cost of treating an illness can be high, so you are free to choose and change the sum insured according to your needs and capabilities. The sum insured under insurance against cancer and critical illnesses may be fixed or decreasing during the term of the contract. You can choose the duration of the insurance contract until you reach the age of 70. We will provide the premiums for the entire insurance period.

Even early stages of cancer and skin cancer are insured: • 10% of the amount is paid out in case of invasive skin cancer; • 20% of the amount is paid out in case of non-invasive or early-stage cancer, melanoma, primary carcinoma, primary prostate cancer, papillary or follicular thyroid cancer; • 100% of the amount is paid out in case of invasive cancer, advanced melanoma.

The benefit under insurance against cancer may reach up to 130% of the sum insured. After paying out of a part (10 or 20%) of the sum insured, the full sum insured will remain valid.

With insurance options A, B, C, we can insure persons aged 18-64, and upon expiry of the contract, the age of the insured person may be up to 70 years. Persons from 2 to 17 years of age can be covered by children’s insurance against cancer and critical illnesses until the age of 18. All your current and future minor children are automatically insured at a half the amount of an insured adult person (up to EUR 25,000).

We understand that the cost of treating an illness can be high, so you are free to choose and change the sum insured according to your needs and capabilities. The sum insured under insurance against cancer and critical illnesses may be fixed or decreasing during the term of the contract. You can choose the duration of the insurance contract until you reach the age of 70. We will provide the premiums for the entire insurance period.

Even early stages of cancer and skin cancer are insured: • 10% of the amount is paid out in case of invasive skin cancer; • 20% of the amount is paid out in case of non-invasive or early-stage cancer, melanoma, primary carcinoma, primary prostate cancer, papillary or follicular thyroid cancer; • 100% of the amount is paid out in case of invasive cancer, advanced melanoma.

The benefit under insurance against cancer may reach up to 130% of the sum insured. After paying out of a part (10 or 20%) of the sum insured, the full sum insured will remain valid.

With insurance options A, B, C, we can insure persons aged 18-64, and upon expiry of the contract, the age of the insured person may be up to 70 years. Persons from 2 to 17 years of age can be covered by children’s insurance against cancer and critical illnesses until the age of 18. All your current and future minor children are automatically insured at a half the amount of an insured adult person (up to EUR 25,000).

Frequently asked questions about critical illness insurance

You decide what amount of critical illness insurance you need by yourself. If you choose between EUR 10,000 and EUR 300,000, you can get a preliminary calculation and see the monthly fixed contribution from the date of the insurance to the maximum duration or age of your choice.
The insurance premium depends on the age of the person and the desired sum insured. The final payment is negotiated with you after receiving the health data.
For example, if you choose the amount of EUR 50,000:
• the premium for insurance against oncological diseases for a person aged 30 years amounts approximately to EUR 8, the premium for a person aged 40 years amounts to EUR 16, the premium for a person aged 50 years amounts to EUR 40 per month;
• the premium for insurance against oncological diseases and other critical illnesses for a person aged 30 years amounts approximately to EUR 15, the premium for a person aged 40 years amounts to EUR 36, the premium for a person aged 50 years amounts to EUR 92 per month.
We have more options – together we will find the right coverage for you or discuss the possibility of adjusting the contract premium in the future.