Liability insurance for houses

More peace of mind about your home – more confidence about the unexpected.
During the warm season, life picks up pace, and with it the risk of everyday unexpected situations increases. While enjoying outdoor activities, you might accidentally injure a friend with a ball, and an unattended barbecue could cause damage to your neighbors’ property.
So that you can enjoy the warm season without worries, we offer particularly favorite conditions for personal liability insurance to those who have home insurance.
Additional terms and conditions
Promotional offer:
For new customers who have not previously had ERGO personal liability insurance:
- Homeowner’s liability insurance with a sum insured of EUR 50,000 – EUR 5;
- Personal liability insurance with a sum insured of EUR 50,000 – EUR 20.
For existing customers who already have ERGO personal liability insurance:
- Increase of the insurance coverage by EUR 50,000 – EUR 5.
The offer is valid from April 1, 2026, until September 30, 2026 (inclusive) for both new and existing clients (individuals) who already have or purchase residential house or garden house insurance during the promotion.
The special conditions of the offer apply for one year from the date the insurance contract is concluded and are valid if specified in the insurance policy.
We want to make things as easy as possible for you – that’s why you can report a claim digitally through our self-service portal at mano.ergo.lt.