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Accident insurance for employee

ERGO accident insurance for employees provides financial support when it is most needed: when an accident causes damage to an employee’s health.

Accident insurance for your business

Employees are the company’s greatest asset. This is always remembered when they suffer various injuries at work or at home. Employee insurance is a great way to not only provide additional benefits to your employees, but also to protect your company from unplanned financial losses in the event of occurrence of an accident.

Why to choose ERGO?

Validity of insurance coverage

Depending on the needs of your company, we provide employee insurance coverage only during working hours or twenty four hours a day.

Accident insurance coverage is valid worldwide (except for Russia and Belarus)

Coverage of losses

The beneficiary can be both the employee and you as a company. With the employee’s consent and as a beneficiary, when you receive a benefit under employee accident insurance, you will be able to cover the contractual financial losses incurred as a result of the event

Extensive insurance coverage

We will pay the insurance benefit even in those cases when the event occurred as a result of breaches of occupational safety. 

Furthermore, the insurance coverage is valid for leisure sports, riding a motorcycle (regardless of its power)

Minor injuries

We insure even against minor injuries, such as sprained ligaments or soft tissue wounds. For a wound, we pay the benefit immediately, without waiting for the scar to form.

We provide insurance coverage based on the risk of injuries in case of diseases caused by ticks (Lyme disease, tick-borne encephalitis), rabies, tetanus, as well as animal bites or insect stings without an additional premium

Validity of insurance coverage

Depending on the needs of your company, we provide employee insurance coverage only during working hours or twenty four hours a day.

Accident insurance coverage is valid worldwide (except for Russia and Belarus)

Coverage of losses

The beneficiary can be both the employee and you as a company. With the employee’s consent and as a beneficiary, when you receive a benefit under employee accident insurance, you will be able to cover the contractual financial losses incurred as a result of the event

Extensive insurance coverage

We will pay the insurance benefit even in those cases when the event occurred as a result of breaches of occupational safety. 

Furthermore, the insurance coverage is valid for leisure sports, riding a motorcycle (regardless of its power)

Minor injuries

We insure even against minor injuries, such as sprained ligaments or soft tissue wounds. For a wound, we pay the benefit immediately, without waiting for the scar to form.

We provide insurance coverage based on the risk of injuries in case of diseases caused by ticks (Lyme disease, tick-borne encephalitis), rabies, tetanus, as well as animal bites or insect stings without an additional premium

What may be covered by the accident insurance?

All risks

With accident insurance, we insure against the following risks:

  • disability;
  • accidental death;
  • trauma.

What may be covered by the accident insurance?

20+

countries across the ERGO Group

1200

team members in the Baltics

640 000+

customers in the Baltics

90+

products

Terms and Conditions of Accident Insurance for Employees