Medical malpractice insurance
Healthcare institution professional liability insurance is a voluntary type of insurance providing additional financial coverage. If your company’s employees cause harm to patients in fulfilment of their professional activities, this insurance will compensate for the losses.
Medical malpractice insurance
If your healthcare institution is covered under this insurance, we will compensate for harm to the patient’s health and/or life, loss of earnings, and non-pecuniary harm as a consequence of damage to the patient’s health and/or life.
Additionally, you can include additional risks tailored to the specific services offered by your institution.
Why to choose ERGO insurance?
Compensation for damage
We will compensate third parties for material and non-material damage caused by the provision of healthcare services.
Representation costs
The insurance provides support to represent you in legal disputes and manage your liability and the extent of damage incurred
Insurance coverage extensions
You can choose from several additional insurances that will give you more protection against professional liability
What is covered by healthcare institution professional liability insurance?
All risks
In case of an unforeseen event, the insurance coverage is valid against:
- pecuniary damage;
- non-pecuniary damage;
- loss of income.
Pecuniary damage
We cover your professional civil liability against damage caused to an injured third party (patient) as a result of unlawful actions of the policyholder or its employees in the provision of personal healthcare services.
Non-pecuniary damage
We cover your professional liability insurance against non-pecuniary damage caused by the provision of personal healthcare services.
Loss of income
We insure the lost incomes that the injured third party would have received if there had been no damage to the patient’s health and/or life (death, disability, health disorder) caused to the patient by the illegal (culpable) actions (action, omission) of the policyholder and/or the policyholder's employees).
What is covered by healthcare institution professional liability insurance?
What can we cover additionally?
Operation third party liability insurance
We can insurance your professional liability against damage during the operation of a healthcare facility, e.g. during patient transport, while the patient is in the healthcare facility.
Liability for real property management
We can insure your professional liability for the management of the property.
Liability for entrusted property
We can insurance your professional liability for the management of the assets entrusted to you.
Employer’s liability insurance
We can cover your professional liability insurance for damage caused to an employee of the company.
What can we cover additionally?
20+
countries across the ERGO Group
1200
team members in the Baltics
640 000+
customers in the Baltics
90+
products