Electronic equipment insurance
It is vital for every company to feel confident that its business or activities are never interrupted, especially due to failures and unexpected events in electronic equipment. ERGO electronics insurance covers all types of stationary and portable electronic equipment for companies. If you are interested in insuring your company’s telephones, computers and other necessary equipment, we are here to help.
Electronic equipment insurance
for companies
Work assured with our comprehensive all-risk insurance – we will cover your company’s electronic equipment, such as computers, telephones, filming, photography or surveying equipment, medical or laboratory equipment, etc.
Why to choose ERGO insurance?
Extensive insurance coverage
ERGO insurance covers a wide range of risks and is valid worldwide.Protection 24/7
We provide uninterrupted protection both within the working hours and outside the working hours.Coverage in case of rental
We will provide insurance coverage in case of rental or transfer of the insured equipment for use to third parties.Compensation of losses
In case of partial losses, no depreciation is charged for the insured persons at the replacement value.What is covered by electronic equipment insurance?
All insured events
In case of an unforeseen event, insurance will cover the company’s electronic equipment against the following risks:
- fire;
- water;
- burglary;
- forces of nature;
- service errors;
- internal failures;
- other risks.
Fire
coverage is valid against:
- fire;
- explosion
- damage during firefighting.
Water
coverage is valid against:
- any exposure to water;
- submergence and flooding.
Burglary
coverage is valid against unlawful intrusion into the premises by breaking doors, windows or other structures and details limiting access to the premises.
Forces of nature
coverage is valid against:
- direct or indirect lightning strike;
- storm;
- hail;
- snow avalanches and ice flows;
- frost;
- landfills or landslides.
Service errors
coverage is valid against incorrect service or negligence.
Internal failures
coverage is valid against damage that occurred in the absence of external influences and unexpected damage to the object (does not apply if the object was dropped or spilled with coffee).
Other risks
coverage is valid against overvoltage, short circuits and other risks.
What is covered by electronic equipment insurance?
In case of an unforeseen event, insurance will cover the company’s electronic equipment against the following risks:
- fire;
- water;
- burglary;
- forces of nature;
- service errors;
- internal failures;
- other risks.
coverage is valid against:
- fire;
- explosion
- damage during firefighting.
coverage is valid against:
- any exposure to water;
- submergence and flooding.
coverage is valid against unlawful intrusion into the premises by breaking doors, windows or other structures and details limiting access to the premises.
coverage is valid against:
- direct or indirect lightning strike;
- storm;
- hail;
- snow avalanches and ice flows;
- frost;
- landfills or landslides.
coverage is valid against incorrect service or negligence.
coverage is valid against damage that occurred in the absence of external influences and unexpected damage to the object (does not apply if the object was dropped or spilled with coffee).
coverage is valid against overvoltage, short circuits and other risks.
20+
countries across the ERGO Group
1200
team members in the Baltics
640 000+
customers in the Baltics
90+
products
Frequently asked questions about electronic equipment insurance
Electronic equipment insurance covers all electronic devices owned by the company, including mobile phones and computers.
Yes, the insurance applies to company phones not only within the working hours, but also outside the working hours.
