Cargo carrier liability insurance
Would you like to ensure the financial stability of the company if third parties involved in your cargo transportation have suffered damage? With the cargo carrier liability insurance we will not only compensate the injured third parties, but also protect you from unfounded claims and represent you in court.
Cargo carrier liability insurance
customised for you
Carrier liability insurance is intended for both legal entities, those with an operating license, and those operating with small trucks (up to 3.5 t gross weight) and natural persons who have the right to engage in economic activity.
Why to choose ERGO insurance?
Damage compensation
Fast and professional insurance claim settlement.
We will compensate the damage caused to third parties and necessary expenses for minimising the amount of damage
Legal assistance
We will provide legal assistance and cover litigation costs
Designed for your needs
We will assess the risk individually and provide you with the scope of insurance that meets your needs and the activity carried out by you (we will choose the most suitable area, advise on the amount of the sum insured).
We can insure the liability of cargo transportation and freight forwarding activities with one insurance contract.
Determination of losses
We will help to determine the amount of losses and will pay the expenses of experts, without applying the deductible provided for in the contract
What is covered by cargo carrier liability insurance?
All risks
With the cargo carrier liability insurance, we cover:
- your liability for cargo damage caused during transportation, unloading/loading/reloading;
- your liability for third-party financial losses arising from damage to the cargo;
- damage to the property of drivers working for you.
When insuring with cargo carrier liability insurance, cargo insurance is provided in accordance with the CMR Convention.
Damage to cargo
We will insure your liability for damage to the cargo that occurred during transportation, unloading/loading/reloading, both during transportation in accordance with the CMR
Convention and sabotage transportation (compensated losses due to accidents, fire, other events for which you are responsible).
Damage to cargoes of third parties
We will insure your liability for third-party financial losses caused by damage to the cargo in accordance of the CMR Convention (payment for transportation, customs duties and taxes and other expenses related to the transportation of cargo, the cargo delivery deadline is exceeded).
Damage to drivers’ property
We will insure your liability for damage to the property (clothing, personal belongings) of the drivers working for you. The benefit is limited to the sum insured of EUR 2,000.
What is covered by cargo carrier liability insurance?
With the cargo carrier liability insurance, we cover:
- your liability for cargo damage caused during transportation, unloading/loading/reloading;
- your liability for third-party financial losses arising from damage to the cargo;
- damage to the property of drivers working for you.
When insuring with cargo carrier liability insurance, cargo insurance is provided in accordance with the CMR Convention.
We will insure your liability for damage to the cargo that occurred during transportation, unloading/loading/reloading, both during transportation in accordance with the CMR
Convention and sabotage transportation (compensated losses due to accidents, fire, other events for which you are responsible).
We will insure your liability for third-party financial losses caused by damage to the cargo in accordance of the CMR Convention (payment for transportation, customs duties and taxes and other expenses related to the transportation of cargo, the cargo delivery deadline is exceeded).
We will insure your liability for damage to the property (clothing, personal belongings) of the drivers working for you. The benefit is limited to the sum insured of EUR 2,000.
What can we cover additionally?
Additional insurance extensions
You may also choose the following insurance extensions:
- liability for damage to the property of third parties caused by transported cargo;
- liability for damage to property entrusted to you (semi-trailers, trailers, containers);
- extended cargo liability (e.g. for 40 SDR/kg liability in cabotage transport in Germany);
- liability for damage arising from freight forwarding activities.
What can we cover additionally?
You may also choose the following insurance extensions:
- liability for damage to the property of third parties caused by transported cargo;
- liability for damage to property entrusted to you (semi-trailers, trailers, containers);
- extended cargo liability (e.g. for 40 SDR/kg liability in cabotage transport in Germany);
- liability for damage arising from freight forwarding activities.
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