Life, critical disease and accident insurance for business customers
A good insurance package can be a strong motivator for employees to choose to work for your company and stay longer. Taking care of the safety and well-being of employees helps to create a positive work environment where employees feel valued and safe. We suggest you take advantage of our experience and apply the world’s most effective motivation programmes
Life insurance for employees
We will help you manage your employee benefits programme efficiently and cost-effectively: you can expand your coverage package as you go along, increasing your coverage within an affordable budget.
Life insurance can be part of the programme or combined with critical illness cover, cover of incapacity for work and accident cover.
Coverage for unforeseen cases
You will no longer need to prepare a budget for unexpected cases due to the death or illness of an employee by yourself.Flexible conditions of the contract
Possible extension of the insurance coverage during the contract.Amount of benefits
The amount of the insurance benefit may be equal to the amount (or a part) of your annual earnings.We adapt to the needs
We are flexible to adapt to your needs (amounts of the covers, insurance period from 1 to 10 years, periodicity of premium payments).Comprehensive insurance package
A package of services providing financial stability to the employee or his family (list of insured diseases, accident and additional assistance coverage).What we insure against?
Why to choose ERGO insurance?
We can include companies with foreign capital in international motivation schemes as representatives of international pools in the Baltic States, "Insurope" and "Zurich".
For your convenience, payments can be made monthly, quarterly, semi-annually or annually.
You can insure your units in Lithuania, Latvia, Estonia.
The insurance provided to your employees can become an attractive motivation for choosing your company.
Frequently asked questions about life insurance
It is financial protection for an individual that provides a benefit in the event of death or serious illness. ERGO offers various types of life insurance, including risk and universal life insurance, which may also include a savings function. Most often, this service is chosen by customers who take care of their employees.
The benefit is received in the event of the death of the insured employee as a result of illness or accident during the period of validity of the insurance coverage, with the exception of the non-insurable cases specified in the rules, which are described in more detail here: [link]
