Insurance against incapacity for work for business customers
Disability insurance for employees
Unexpected life challenges can strike at any time, and the loss of working capacity affects the ability to support loved ones and ensure the former level of income. In this case, we will make sure that your employees do not have to experience financial worries.
In case of full incapacity for work and determination of 0-25% participation (capacity for work) level, the full sum insured will be paid out.
The fact of full loss of participation (working capacity) is confirmed if such incapacity of the insured persons continues uninterruptedly at least for 12 months. The criteria and procedure for determining the level of participation are established by the Ministry of Social Security and Labor of the Republic of Lithuania in cooperation with the Ministry of Health of the Republic of Lithuania. For more information on the criteria for determination of working capacity, read here.
Interested in consultation on insurance? We are ready to help you.