Accident insurance for business customers
Accident insurance for employees
There is nothing more important in business than employees and their well-being. Accident insurance is extremely relevant for companies whose employees are engaged in active activities, often travel, and like to spend time in nature. Coverage is valid 24 hours a day and worldwide.
Interested in consultation on insurance? We are ready to help you.
What we can insure against?
Death
In the event of death as a result of an accident, we will pay the full sum insured for this risk.
Disability
In the event of an insured event, we will pay out the part of the sum insured payable in case of disability, depending on the degree of disability.
Injuries
We can insure against: bone fractures, meniscus, tendon ruptures, joint dislocations, soft tissue ruptures, burns, frostbite (not lower than degree III), cerebral hemorrhages, concussions and concussions of the brain and spinal cord, traumatic damage to internal organs, etc.
Daily allowance
If you choose this insurance cover, we will pay daily allowance if the insured person is temporarily incapacitated for work due to an accident. The amount of the insurance benefit for each day of incapacity for work is set in the insurance contract.
Hospitalisation allowance
We provide an insurance benefit for days of inpatient treatment if the insured person is treated for a fracture, undergoes a surgery for injuries after an accident, etc. The injury suffered is listed as an insured event in the benefit tables. Hospitalisation benefits would help to compensate for a decrease in income.
Additional assistance
If you choose this insurance cover, we will provide you with a benefit in the event of an acute illness and cover the necessary expenses of the insured person in the event of an accident.
What we can insure against?
Why to choose ERGO insurance?
If you choose the risks of death, disability and injuries, we will compensate up to 1,500 EUR for cosmetic plastic surgery to remove cosmetic defects or disfigurements within 5 years from the accident. If more than 15% of the disability benefit has been paid to the insured person, we will compensate: • up to EUR 1,000 for rehabilitation and the purchase of orthopaedic technical means; • up to EUR 1,000 for compensation of psychological assistance.
The insurance cover is valid if the insured person is engaged in non-extreme sports, licensed hunting, sailing on flat rivers, skiing on mountain trails and recreational diving up to 40 m during his leisure time.
You will choose insurance covers and sums by yourself.
The amount of insurance premiums depends on the type, nature, conditions of the activities of the insured person and the age of the insured person.