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Railroad vehicle insurance

ERGO railroad vehicle insurance provides coverage for all rolling stock. This insurance is relevant for owners and lessees of rolling stock, and for institutions financing the acquisition of rolling stock (banks, leasing companies, funds).

Railroad vehicle insurance

If you choose this insurance, we can cover:

  • locomotives;
  • railcars;
  • motor tractors;
  • passenger wagons;
  •  freight wagons;
  • machinery for building and maintaining railways.

Why to choose ERGO insurance?

A wide range of insurance options

We offer a wide range of insured risks and several insurance options

Personalised insurance coverage

We tailor insurance coverage to your needs and make sure you avoid the most relevant risks

Uninterrupted coverage

Vehicle insurance is valid both within the working and outside the working hours

A wide range of insurance options

We offer a wide range of insured risks and several insurance options

Personalised insurance coverage

We tailor insurance coverage to your needs and make sure you avoid the most relevant risks

Uninterrupted coverage

Vehicle insurance is valid both within the working and outside the working hours

What is covered by railroad vehicle insurance?

All insured events

In the event of an unforeseen event, the insurance will cover against the following risks:

  • fire;
  • forces of nature;
  • vandalism;
  • burglary;
  • emergency;
  • sudden and unexpected losses.

What is covered by railroad vehicle insurance?

Railroad vehicle insurance options

Option S – insurance against the listed risks

Fire, explosion, lightning strike

Storm, hail

Burglary

Option M – insurance against the listed risks

Fire, explosion, lightning strike

Storm, hail

Burglary

Emergency

Vandalism

Option L – casco insurance except for internal failures

We insure against risks affecting the vehicle directly from the outside, except for:

defects of structures, materials or manufacturing;

failures of electrical, electronic, hydraulic parts, mechanical or other parts of the insured mechanism;

other events which are mentioned as non-insured risks.

Option XXL – casco insurance including internal failures

We compensate for sudden and unexpected losses, except for losses due to reasons listed as non-insured events or exceptions

Option S – insurance against the listed risks

Fire, explosion, lightning strike

Storm, hail

Burglary

Option M – insurance against the listed risks

Fire, explosion, lightning strike

Storm, hail

Burglary

Emergency

Vandalism

Option L – casco insurance except for internal failures

We insure against risks affecting the vehicle directly from the outside, except for:

defects of structures, materials or manufacturing;

failures of electrical, electronic, hydraulic parts, mechanical or other parts of the insured mechanism;

other events which are mentioned as non-insured risks.

Option XXL – casco insurance including internal failures

We compensate for sudden and unexpected losses, except for losses due to reasons listed as non-insured events or exceptions

Frequently asked questions about railroad vehicle insurance

Terms and Conditions of Railroad Vehicle Insurance